Additional schemes to reduce risk further

The Confidex® guarantee is a class leading product guarantee that covers the external weathering sheet of your building envelope against coating failure. There are additional schemes available which when used in conjunction with Confidex can reduce risk even further.

The quality of a system and its longevity is heavily influenced by the way in which it is installed, the contractor’s workmanship and their adherence to the product manufacturer’s guidelines. Always insist on a product guarantee such as Confidex® and where available a system guarantee that combines product guarantees with cover for installation and in some cases design as well. Look out for those that are insurance-backed which could prove invaluable should the guarantor go out of business in the future. Some system manufacturers have approved contractor schemes whereby they train and monitor the work of the contractor and guarantee their work direct to the building owner. Use ‘the questions to ask your guarantee provider’ to help choose the system guarantee.

Not only does the Confidex® guarantee provide reassurance for the building owner but a leading insurer has agreed to discount their premiums for buildings registered with a Confidex guarantee.

Latent Gold is well established as the leader in structural building guarantees. Launched in 2000 by Bland Bankart and Local Authority Building Control, Latent Gold provides protection to the structure of the building and will protect against any inherent defects within the structure for 12 years after practical completion. This coverage extends to include weatherproofing subject to a satisfactory survey.

Inherent defects are structural faults within the building including the foundations that arise from:

• Defective design.
• Defective workmanship.
• Defective materials.

Key benefits of the scheme

• Protection can be extended for the Contractor and Professional Team.
• Security for Funders, Owners, Occupiers and those involved in the construction.
• Sales feature for the building.

Which properties can be covered?

Virtually any new-build commercial property can be covered.

Examples include:

• Offices
• Retail Units
• Schools
• Sports Stadia
• Industrial Units
• Hotels
• Public Buildings
• Leisure and Entertainment facilities

To find out more, contact Bland Bankart on 0845 0753535.

Bland Bankart (UK) Ltd is a member of the General Insurance Standards Council.